dividi blog
Guides to split money better
dividi tutorials and reads on money for two — for a clearer month, fairer splits, and calmer conversations.
50/30/20 rule for couples: how to adapt it
Use the 50/30/20 rule with your partner without forcing equal incomes, high rent, debt, or urgent goals into a rigid template.
Couples money routine: a lower-stress guide
Build a couples money routine with quick tracking, weekly check-ins, monthly reviews, shared bills, goals, and less blame.
Smart Budget statuses in dividi: how to read them
Understand On track, Watch out, and Over budget in dividi's Smart Budget, with monthly limits, pillars, and category checks.
Credit cards for couples: how to organize them
Compare authorized users, separate cards, and joint credit cards so you and your partner can set limits, visibility, and responsibility.
How dividi was born
The story behind dividi: a shared-money routine at home, why Joint Account is not a bank account, and what the app does for couples today.
Couples trip budget: plan without overspending
Build a couples trip budget with a target, daily cap, fair split, emergency-fund boundary, and shared tracking before the card bill arrives.
Proportional split in dividi: step-by-step
Set Joint Account percentages, split shared bills by 70/30 or 60/40, and see how transfers help you settle up after someone pays.
Joint, separate, or hybrid accounts: how to choose
Compare joint, separate, and hybrid money setups for couples by visibility, autonomy, risk, and monthly work.
Emergency fund for couples: how much to save
Build an emergency fund with your partner: choose months of expenses, keep money accessible, and understand FDIC joint-account coverage.
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From reading to routine
Ready to put it into practice?
dividi turns these conversations into routine: expenses, fair splitting, budget and goals in one app.