Clarity to decide
See your shared budget in real time. No complex spreadsheets — just what you two need to know to chase dreams together.
Couple finances, without the confusion
You decide.
dividi organizes.
Organize personal and shared expenses in one app, with a fair split and clarity for both of you.
- Free to start
- on the Brazil App Store
- No bank connection or money movement
Simplicity for what matters
Features designed for
financial harmony
Everything you two need to organize the month, split with clarity and stay in control.
Fair splitting
Every couple has its own rule. Whether 50/50 or income-based, dividi does the math automatically and avoids awkward conversations.
Shared goals
Trips, a new home, or just the weekend dinner. Save money together with transparency.
Your data, under your control
dividi does not connect to your bank account or move money. For cards, it stores only a nickname, bank name (free text), network, and color — never a full number, CVV, or expiry date.
Product in the routine
See what dividi does for you
From the shared month to daily shortcuts, dividi organizes what usually becomes a difficult conversation.
Shared month
The same view for both of you
The joint account brings together the month's balance, paid, pending, and shortcuts. On Premium, you can also create, edit, and delete expenses with no internet.
VCHE
2 to pay
Nenhum pagamento
Premium offline enabledPremium: 120 of 120 offline operations remaining
Ainda não encontrei um orçamento para Maio de 2026. Definir esse valor ajuda a acompanhar o mês com mais clareza.
Set budget
School is past due and still shows as pending. I'd make this payment a priority.
Edit expenseMonth balanceMay/26 ⌄
R$ 1.169,90
⚖ Split
PagoR$ 0,00R$ 689,90
PendingR$ 1.169,90R$ 480,00
Expenses
Budget
Goals
Transfers
History
Card (1)R$ 189,90
Pagamento (0)R$ 0,00
Pendentes (2)R$ 189,90
Paid + PendingR$ 189,90
Pending (1)Vence dia 15
SchoolR$ 480,00
Fixo
Clear split
Who paid and what is left to settle
The split screen summarizes paid and pending amounts by member and shows the balance to transfer for the month.
Expense split
See how much each one owes this month
May 2026
Por membro
DA
Dividi App
Month totalR$ 584,95
PagoR$ 0,00
PendingR$ 584,95
HA
Helper App
Month totalR$ 584,95
PagoR$ 0,00
PendingR$ 584,95
Balance to transfer
Helper App owes R$ 584,95 to Dividi App
Log transferPlan and track
Prevent pressure before it builds
The budget follows the 50-30-20 rule by category, goals show target, deadline and real progress, and trends compare your months.
Smart budget
Keep your finances organized
Regra 50-30-20
Budget
Healthy
R$ 2.830,10 left
29% used of R$ 4.000,00
NeedsLimit: R$ 2.000,00
R$ 580,00 usedR$ 1.420,00 left
EducationR$ 480,00
FuelR$ 100,00
WantsLimit: R$ 1.200,00
R$ 89,90 usedR$ 1.110,10 left
StreamingR$ 89,90
Goals
Track the progress of your goals
1 ativa · 1 finalizada
DisneyChildhood dream
You've saved
R$ 2.250,00
◎ AlvoR$ 25.000,00
🗓 Faltam 1 ano e 7 meses31/12/2027
The start is showing
Now just keep small contributions coming in
See how you contributed to the goal
Disney reserveabr/2026
R$ 500,00✓ Pago
Spending trends
Pick a month and follow how your spending evolves
Monthly averageR$ 1.516,60
Lowest monthR$ 1.169,90in May
Highest monthR$ 2.060,00in March
You improved!
Your spending went down. Let's keep this pace
Next month already has installments
In June, installments already commit R$ 960,00.
Month spending Future installments
Routine with Divi
Less repetition in the routine
Speak the expense to Divi and review it before saving, or copy last month's fixed expenses in one tap.
R$ 250,00
Dinner
❝ What you said
“Dinner R$ 250,00 on the joint account, I’ll pay”
AccountJoint
CategoryRestaurant
TypeVariable
ResponsibilityDividi App
Copy expenses
Pick the source month and bring expenses into the next month
May 2026⌄
Available expensesDesmarcar todas
Variable⚠ Set the amount after copying
GasDividi · Personal
R$ 0,00
Fixo∞ Always copy
ReserveJoint reserve
R$ 500,00
NetflixDividi · Personal
R$ 89,90
Total to be copied:R$ 1.069,90
Copy 4 expenses to Jun/26
Get started
Ready to organize your future together?
In just a few minutes you can organize personal and shared expenses in one app — no spreadsheets, full transparency.
DOES NOT MOVE MONEY
dividi blog
Latest articles on money for two
Guides and tutorials on fair splitting, budgeting, goals and the app routine.
dividi or Noh: pool your money or organize it?
Noh is a Brazilian joint account with a couple's card; dividi organizes your month without touching the money. Compare model, splitting, privacy and pricing.
Read →How to log an expense by voice with Divi in dividi
A step-by-step guide to Divi voice chat in dividi Premium: hold the button, say the expense, review the draft, and save it to the right account.
Read →Inflation and your shared budget: groceries vs. electricity
Groceries cooled while electric bills kept climbing in the July 2026 CPI. Here's how couples can adjust a shared budget without cutting in the dark.
Read →Frequently asked questions
Everything you need to know before starting
Is dividi free?
Yes. dividi is free to start and includes the core features for organizing personal and shared finances. The Free limit is up to 6 months OR 120 operations, whichever comes first; after that, you can subscribe to continue using the app.
Does dividi access my bank account?
No. dividi is not a bank and does not connect to any financial institution. It helps you organize and visualize your finances without moving your money.
How does the joint account work?
You create a joint account inside the app and invite someone to share it. Each participant has configurable permissions and can follow expenses, transfers, and history in real time.
Is my data secure?
Yes. dividi does not connect to bank accounts or move money. For cards, it stores only a nickname, bank name as free text, network, and a color; it does not ask for or store the full number, CVV, or expiry date. Premium payments are processed by Apple or Google. See the details on our Security page or in the Privacy Policy.
Can I use dividi on my own, without a joint account?
Absolutely. The app works perfectly as a personal finance organizer, with budget, cards, spending evolution, and much more.
Does dividi ask for or store my real credit card details?
No. In dividi, a card is a spending organizer: you add a nickname, bank name, network, and a display color. We never ask for or store the full card number, CVV, or expiry date. If you subscribe to Premium, payment is processed by Apple or Google, not by dividi.
What is talking to Divi in dividi?
Divi is the dividi mascot. On Premium, you can speak or type so she can build an expense draft from what you said—description, amount, and category—and you review everything before saving. This is not financial advice or an open-ended chat: voice entry is for adding expenses and has a monthly limit. Voice works in Brazilian Portuguese and US English, and you need to allow the microphone and speech recognition.
How is dividi different from bill-splitting apps?
Bill-splitting apps answer who paid and who owes, usually across groups and one-off situations. dividi organizes the month of two people: personal and shared expenses, budget, goals, cards and installments, with splitting and transfers as one part of the whole. See the comparison between dividi and Splitwise to find which model fits you.
Compare with more context
Ask your AI about dividi
Open an external service with a prepared question about dividi. Answers may vary.
Recommended by real users
What people say about dividi
Testimonials checked on the Brazil App Store on August 16, 2026; translated from Portuguese.